Unique floor plan and location, take a look.

Seller enjoys the privacy of being on the back side of the building & walking out to her private patio.

A very large family room is where she spends most of her time.

Open floor plan has good flow with 2 good sized bedrooms & 2 baths. 

Check out the quality & amount of kitchen cabinets! 

This building has a large community exercise room and a separate community room (which is great for parties) with full kitchen, each has an adjoining bath. In addition there is a community Balcony for you to sip lemonade & enjoy your neighbors.

Other amenities include the heated garage (great in the winter) with running water.

This association includes much more than the average as they pay for the water, soft water, hot water, garbage & cable in addition to the lawn, snow & exterior maintenance & general building insurance.

When you add all these up the association dues are a pretty good deal. Topping it off the utilities are very reasonable for this unit.

http://online.wsj.com/article/SB10001424052702304723304577366294046658820.html

We are finding this true here but more in the lower price ranges right now. Give us a call, we can help you find your dream home here in wonderful Sioux Falls

Now!?!? 

Here is list of what seller has done in 27+ years they have owned the house:

2011 Kitchen & bath, new Dura-ceramic flooring w/grout, texture & paint walls.

June 2010 New energy efficient Carrier Furnace. & AC 2005 new carpet. & paint upstairs bedroom.

Oct 2000 New Horizon Shangle'' 25 year warranty shingles. 

2004 restored original oak hardwood floors in living room, hall, & master be.droom 

2003 remodeled main fl family rm, put in oak crown moldings in living room, 

1998 remodel bath,

1997 remodel kitchen, new ceiling + Merilat Kitchen cabinet all the way to the ceiling, updated wiring whole house 200 amp service with lots of space to add, added egress & Bath in basement,

1990 vinyl siding, 

1988 new combination windows.

Main floor family room with sliding glass door to patio could be awesome master bedroom. There is more storage upstairs than you can imagine, 2 double closets, 2 built in cupboards, built in dresser +large attic storage space.

Lower level is clean & neat, has finished laundry, great size family room. Nice workshop space.

This custom built one owner ranch style home exemplifies pride of ownership'' and includes a gorgeous kitchen with Cambria countertops, breakfast bar, and pantry. The dining room features sliding glass doors to a large cedar deck that overlooks a nicely landscaped, park-like yard that is fenced, has a sprinkler system, and the seclusion provided by a densely wooded backdrop; the yard is exceptional! The living room is spacious with soaring vaulted ceilings and the open stairway leads to a nicely finished lower level family room with a corner gas fireplace and a built-in and two storage rooms. This home has 4 bedrooms and 3 bathrooms, including a master bedroom with his/her closets and a full bath. Don't miss the main floor laundry, the custom wood blinds, or the attached & finished double car garage

Loads of possibilities for your family. Four bedrooms, great closet space. Eat-in kitchen & formal dining. Easy distance top all the schools; could walk to Elementary, Middle, & High School! Have fun with the auxiliary wet bar/main kitchen in the family room. Reasonable utilities. Bring your personal touch & flare to create a little haven at home!

Time to reconnect with one of Sioux Falls classic neighborhoods. The spacious Bluffs townhome make so much available for you from the bright and airy bedrooms upstairs to the guest/family room in the lower level. The vaults highlight the space and light as you treat yourself to real relaxation at home. the association takes care of the basics so the time spent poolside, on the tennis courts and a the club house can really feel carefree. The master bedroom becomes a retreat you'll treasure; loads of closet space, bath and vanity area, and even a heated floor in the bath. There's even a privacy deck for you to step out and enjoy some time outside. Great for entertaining inside and out. Well maintained. There is still time to exercise your personal touch but don't wait long, it's calling you to come over today for a visit!

Call us, We would love to help you sell your house or help you buy that home that you have put off buying for a while. 

Harlan TenNapel & Mark Youngberg

Check out his 3 season room with windows on 3 sides on the SE side of the house so it is a cool evening getaway spot! The oak woodwork & floors and 9 ft ceilings on the main floor give it a touch of original class. DR floor was just refinished by the homeowner. Large formal Dining Room has lots of light plus a small eating/desk workstation area in the kitchen give you several dining options. New Kitchen countertop backsplash to replace the existing backsplash is on order. Main floor bath has new tile floors & shower, feels modern. Upstairs has great space for 3rd bedroom for teenager or? Huge room so could have multiple uses & lots of storage space as well. Knotty Pine Wainscoting ceiling has a warm touch to it and offers decent head clearance. Lots of good storage in basement as well. Vinyl siding helps keep the exterior maintenance to a minimum. Walking distance to Sanford, Parks, Downtown, make this central location very good.

Check out Huge Main Floor Family Room, Updated in 2004. 2008 updated both bathrooms (tile, fixtures, electrical), (check out the eclipse sink & rounded shower) new 6 panel drs on main floor, new steel entry & storm doors. 2011 New basement Egress windows, 20 yr guaranteed waterproof basement, East Basement wall straightening system (unique, check it out, another 6 months it could be straight!), Humidex (dehumidifier) unit, new bed & LR cpts, New Kit tile, sink, stovetop, countertop & trim kit. 2012 kit & basement painted. Check out the size of this home! Room to spread out & have your own space. 9 ft ceilings on main floor. Cedar closet & pantry in hall. 3 season porch is very versatile. Back yard is pretty wide & more outdoor space in front could be very private with added landscape around the large front deck. Lots of potential for more finished space in LL with new windows & all the work. Not very often you can enjoy this much space all on the main floor! Great Family Neighborhood

Weber built quality house, 4 beds on upper level.

Baths have been updated, new counters & tile floors, looking good!

Eat in kitchen (wood floors, simulated granite counters) plus formal dining,

Large Living room & main floor family room! 

Main floor laundry/mudroom between garage & kitchen, 

 Lots of light with good southern exposure & the green house on south also.

Seller replaced 2 FA/ AC's with 1 zoned FA/AC in 04,

Shingles new 08.

Check out low utilities. 

Tons of potential in mostly unfinished basement, 4th bath rough in, Lots of shelving & storage.

New garage doors on 3 car garage,

Great outdoor space,

12X15 three season sun room has glass on 3 sides and the hot tub already for you to enjoy!

10X20 Greenhouse space has hot water type heat with its separate water heater with ethylene glycol to heat this space. (Great place to enjoy the outdoors on a cool evening?) Stamped Concrete sidewalk, lots of landscaping and mature trees & sprinkler system welcome you to the outdoors of this large corner lot.

It is another sign of what is  happening today in the Sioux Falls Real Estate Market!

Have a Fantastic Day!

Harlan TenNapel

Mark Youngberg

Our Friend and Mortgage Banker, Brian Spaans from First Bank & Trust was interviewed by KELOLAND TV as to why this is a good thing. 

http://www.keloland.com/videoarchive/?type=video&VideoFile=120322ymmmortgageweb#.T2zietZ7794

The supply of homes today is still increasing as it normally does at this time of year, However, We are still lower in inventory than we were over the last couple years so that part is a good reason to be optimistic about our Sioux Falls Real Estate market that might be starting to turning around some. 

We are seeing fewer sellers that are willing to pay the buyers closing costs as they have been for the last 6-9 months so if you are a buyer it is really time to jump into the water of buying now versus later. 

Summarizing, Interest rates are going up, inventory of homes is less than it has been over the last couple years, sellers are hanging on for a few more dollars are all signs of BUY NOW!

Have a Fantastic Day!

Harlan & Mark

*Open Floor Plan* *Almost all new inside! * *All New sheetrock and Paint and Interior Doors* *All new floor covering, (Laminate and Tile) throughout the whole house* New Oak Kitchen Cabinets with New Countertops* Breakfast Nook has Tile floors & Corner Hutches* Patio off Huge Tiled Back Entry/Playroom* New Furnace 11/09* New Water Heater* New Breaker Box & Wiring 06/10* Lots of New Windows* Lot of New Plumbing* Seller installed new (Mold & Moisture resistance) Sheetrock in LL so this is ready for your personal touches, Also has Rough ins for bath in LL* Tons of Storage both in the upstairs and LL* Great Central location is only couple blocks to Sanford Hospital+

* 3+ Bed, 2 bath (Master Bed has pass thru to the bath)

* Large Entry Foyer has very large window & Lighted plant shelf

* Lots of light with Large Windows

* Open Floor Plan

* Oak Cabinetry in kitchen has crown moldings

* Master Bedroom is a good size, has walk-in closet, Double vault ceiling

* Great built in nooks, some are lighted

* Large Family Room has corner gas fireplace

* Lower level front bedroom is a good size, has double closet & access to lighted storage space

* Office space in Lower level is just missing a closet to make it a legal 4th bedroom

* Lots of outdoor space! Covered front porch, Deck off the dining room & great sized Stamped Concrete Patio (made to support a Hot Tub) LeBrun Landscape in 2009

* Large Corner lot, professionally landscaped, Fenced

* Seller has enjoyed the quiet neighborhood & the fact that this is not a through street. Sellers have also enjoy that it is close to everything!

"For the right borrowers, conventional financing with 3% down offers certain advantages over FHA loans. Conventional financing allows for just 3% down versus the FHA's 3.5% requirement. The loans tend to be a bit easier to work through the process and loan costs are generally lower than with FHA loans, which typically carry an upfront mortgage insurance premium of 1.75% of the loan amount. Conventional loans are more demanding with regard to a borrower's credentials. To qualify, the debt-to-income ratio cannot 45% and credit scores must be 720 or higher.

Conventional financing with 3% down has a maximum loan amount of $417,000.  By contrast, the FHA allows for a down payment of 3.5% on loans as high as $271,050. In addition to the FHA borrowers are also locked into longer mortgage insurance periods than are those with conventional financing. FHA loans carrying a term of 15 years or more require mortgage insurance for the first 5 years of the loan. The mortgage insurance can be removed after 5 years have elapsed and there is 22% equity in the property. By contrast, with conventional financing, mortgage insurance is automatically removed once the loan-to-value ratio reaches 78% of the original purchase price yet it is still required for a minimum of 2 years. FHA loans still provide great options for borrowers with limited down payment money and less credit worthy applications. For borrowers with stronger earnings and FICO scores, newly enhanced conventional financing options may well provide the better loan.

If you have limited funds and you would like to purchase a home without paying the higher PMI that FHA offers you should consider the 3% down Conventional loan product."

If you have questions about  this program, I am including Brian's contact information below.

Brian Spaans

Mortgage Loan Officer

First Bank & Trust

Phone. 605-782-8080

Cell. 605-351-7454

Fax. 605-332-1379

Email: brian.spaans@bankeasy.com

I think The Cathedral Area is one of the examples we have in the city of people helping watch our for their neighbors and trying to improve their neighborhood. The meet on a regular basis, they have contact information for most of their neighbors and they do watch what is going on. They have seen a decrease n crime in their area and are enjoying their neighbors more than they did before. I know as a Real Estate Agent here in Sioux Falls their association was very impressive to me. Here is a link to the article: http://bizy.be/K8TFR

As always, Have a Fantastic Day!

http://finance.yahoo.com/news/the-fuzzy-math-of-home-values-.html

I would encourage your feedback & comments after reading the article as we have some definite opinions & would like to hear yours?

Harlan & Mark

If someone tries this, We would appreciate hearing how it works for you. We would  love to report back to our clients here to give them a performance report?

Have a Fantastic Day,

Mark & Harlan

Yes we have lot's of reasons locally to believe that our market should be one of the first in the country to start turning around. Look at all the places that are announcing that we are hiring here. We should be creating a few thousand new jobs and we already have the lowest unemployment in the country so you figure it out. More people are going to have to come to fill those jobs. Along with that rentals are close to full & getting more expensive. Betty's sons own a rental that previously they were getting only $900 in rent. It was rented in a few days at now $975. What does that tell you. Rental housing is getting to be shorter supply. What happens next is people will start thinking about owning versus renting.

Here is the article: http://www.argusleader.com/article/20111215/BUSINESS/312150043/Confidence-home-sales  Read it and I encourage you to share it with many people!

Have a fantastic Day!